Property is widely considered a reliable investment when stocks plummet, bonds underperform and funds fall on rough ground. “Property investment is one of the safest and most stable investments. It can be a hedge against inflation in the long run or be a source of passive income,” says Carey Real Estate Sdn Bhd senior negotiator …
Bangsar is a magnet for property buyers, thanks to its numerous amenities and strategic location between other mature neighbourhoods such as Petaling Jaya, Subang Jaya and Kuala Lumpur. The vibrant commercial hub in the Telawi area caters to the needs of more discerning expatriates and yuppies, and remains a big draw for coffee-swilling hipsters too. …
Top 5 Tips: Getting a Housing Loan 1. Know Your Financial Capacity Think like lenders and evaluate the three things they consider when assessing loan applications: your income, your credit history, and your debt service ratio. Your income is important because it helps lenders determine your capacity to repay a loan, while your credit history …
One of the controversial theories in real estate investing is called the ‘Prospect Theory’ or the ‘Loss-Aversion Theory’ Prospect theory states that ‘people’s perceptions of gain and loss are skewed.’ That is, people are more afraid of a loss than they are encouraged by a gain. If people are given a choice of two different …
Investment Philosophy Key Notes: 1. A disciplined investment planning process is critical to long-term investment success. 2. Investment portfolios should be customized to meet your needs as an investor 3. There are a slew of financial products that can baffle even the most astute financial practitioners. Simplicity defeats complexity. If you cannot understand it and/or …
The Rule of 72 has been around the investing world since it was invented by Albert Einstein. The rule of 72 is a powerful tool to determine what kind of saving and investment vehicle works for you taking into consideration your budget and your target period to double your money. Sample Illustrations: – At 4% …
