Purchasing a new home can be very costly. Fortunately for us, we can turn to the bank for a mortgage loan to help us out. Mortgage loans allow us to pay for a home in installments. After you apply for a mortgage, the mortgage lender will hold onto the ownership of the property till you …
Getting a new home is a great choice because there is no need to undertake expensive and messy renovation work or repair the existing plumbing and electrical wiring. As the place is ready for occupation, the key to the front door is given to you. All you have to worry about is where to place …
All about ‪#‎STRATA‬… In layman’s terms, a strata title is the proof of ownership. It entitles you to certain privileges and eases further transactions you choose to make with your property. It is like a receipt you get when you purchase a new pen. Anyone who tries to use the term “finders keepers, loser’s weepers” …
Who doesn’t want to pay off their home loan as quickly as possible? But it often feels like an uphill battle, with you eating away at what you owe oh-so-slowly over the long haul. How do you deal with this? Use mortgage calculators You won’t be able to make progress unless you know precisely what …
Bank Negara keeps OPR at 3.25%. But the original forecast was 4.5%. Is this related to the now-implemented GST? How about the budget deficit? PETALING JAYA: Bank Negara Malaysia (BNM) has maintained the overnight policy rate (OPR) at 3.25% after a two-day monetary policy committee (MPC) meeting yesterday, as predicted by most analysts. The central …
MANY people think they need to accumulate a certain magical amount of money – “enough” is the ambiguous term they use – before they can even start to think about financial planning. This, of course, begs the question of what exactly “enough” is. For most (if not all) of us, the number just does not …
Financial planning is not only for the rich, it is for everyone Read More »
